TXN Personal Accounts and Loans.
Your Life + TXN Bank = The Perfect Fit
Personal accounts and loans are all about finding the perfect fit. Whether you’re shopping for a home, purchasing a vehicle, or operating your agriculture business, TXN Bank has the financing options that work for you.
Personal loans:
At TXN Bank we’re ready to customize loans to your specific needs. From adding a beautiful addition to your home to planning a special vacation, if you can dream it, we can help make it a reality.
Mortgage loans:
Whether you are a first-time home-buyer looking for a mortgage, interested in building a new home, or a savvy investor purchasing a prime piece of real estate, we have the right loan for you. TXN Bank’s lending staff is experienced and ready to walk you through the process, one step at a time.
Compare TXN Personal Bank Accounts.
Checking Accounts
| Account Name | Basic Checking | Community Checking | NOW Account | Money Market Plus Account | Money Fund Index Account |
|---|---|---|---|---|---|
| Earns Interest* | No | No | Yes* | Yes*, based on rate tier. | Yes*, based on rate tier. |
| Minimum Amount to Open | $100.00 | $100.00 | $300.00 | $2,500.00 | $25,000.00 |
| Minimum Balance Requirement | N/A | $800.00 | $1,500.00 | $2,500.00 | $25,000.00 |
| Monthly Service Charge | No | $9.00 ** | $12.00 ** | $12.00 ** | $15.00 ** |
| Transaction Limitations | No | No | No | Yes*** | Yes*** |
| Service Charge per Debit Item | No | No | No | $10.00*** | $10.00*** |
| Images Available in Statement | No | Yes | Yes | Yes | Yes |
| Account Features & Services | Senior Discount |
Savings Accounts
| Account Name | Savings Account | Health Savings |
|---|---|---|
| Earns Interest* | Yes* | Yes* |
| Interest is Compounded | Quarterly | Monthly |
| Minimum Amount to Open | $100.00 | $100.00 |
| Minimum Balance Requirement | $100.00 | No |
| Service Charge | $10.00 ** | No |
| Transaction Limitations | Yes *** | No |
| Service Charge per Debit Item | $5.00 *** | No |
| Images Available in Statement | No | Yes |
| Early Closing Fee | $15.00 | No |
Hear from Us
“Whether buying a new car or financing a recreational vehicle we have the personal loan tools to help you get it done.”
Joe C. – Consumer Loan Officer with 28 years of commitment to community banking