Effective April 28, 2023, the Blanco location of TXN Bank is CLOSED.

Personal Accounts and Loans

TXN Personal Accounts and Loans.

Your Life + TXN Bank = The Perfect Fit

Personal accounts and loans are all about finding the perfect fit. Whether you’re shopping for a home, purchasing a vehicle, or operating your agriculture business, TXN Bank has the financing options that work for you.

Personal loans:

At TXN Bank we’re ready to customize loans to your specific needs. From adding a beautiful addition to your home to planning a special vacation, if you can dream it, we can help make it a reality.

Mortgage loans:

Whether you are a first-time home-buyer looking for a mortgage, interested in building a new home, or a savvy investor purchasing a prime piece of real estate, we have the right loan for you. TXN Bank’s lending staff is experienced and ready to walk you through the process, one step at a time.

Student loans:

At TXN Bank, we are ready to guide you through all of life’s phases. If college is on the horizon for you or a student in your home, apply for a student loan today. TXN Bank, in partnership with College Ave Student Loans, can guide you through this process

Compare TXN Personal Bank Accounts.

Checking Accounts

TXN CheckingTXN PaysTXNvest
Opening Deposit$100$500$2,500
Minimum BalanceN/A$500$2,500
Monthly Fee$5$0$10 if below AMB
Account DetailsFee waived when primary turns 60 or w/direct depositeStatements required, fixed interest rate, no reward if below AMBtiered interest rates based on monthly avg, forfeit interest if balance below $2,500
Debit Cardxxx
TXN Protect (overdraft protection)xxx
Interest Rewardn/a0.06% APYx
Online Bankingxxx
E-Statement Requiredx
Phone Bankingxxx
**AMB: Average Monthly Balance

Savings Account

TXN Savings
Opening Deposit$100
Minimum Balance$100
Monthly Fee$5 if below AMB
Account Detailsquarterly interest & statements
Debit CardN/A
TXN Protect (overdraft protection)N/A
Interest Reward0.05% APY
Online Bankingx
E-Statement Required
Phone Bankingx
**AMB: Average Monthly Balance

Hear from Us

“Whether buying a new car or financing a recreational vehicle we have the personal loan tools to help you get it done.”

Joe C. – Consumer Loan Officer with 28 years of commitment to community banking