Personal Accounts and Loans

TXN Personal Accounts and Loans.

Your Life + TXN Bank = The Perfect Fit

Personal accounts and loans are all about finding the perfect fit. Whether you’re shopping for a home, purchasing a vehicle, or operating your agriculture business, TXN Bank has the financing options that work for you.

Personal loans:

At TXN Bank we’re ready to customize loans to your specific needs. From adding a beautiful addition to your home to planning a special vacation, if you can dream it, we can help make it a reality.

Mortgage loans:

Whether you are a first-time home-buyer looking for a mortgage, interested in building a new home, or a savvy investor purchasing a prime piece of real estate, we have the right loan for you. TXN Bank’s lending staff is experienced and ready to walk you through the process, one step at a time.

Compare TXN Personal Bank Accounts.

Checking Accounts

Account NameBasic CheckingCommunity CheckingNOW AccountMoney Market Plus AccountMoney Fund Index Account
Earns Interest*No
NoYes*Yes*, based on rate tier.Yes*, based on rate tier.
Minimum Amount to Open$100.00$100.00$300.00$2,500.00$25,000.00
Minimum Balance RequirementN/A$800.00$1,500.00$2,500.00$25,000.00
Monthly Service ChargeNo$9.00 **$12.00 **$12.00 **$15.00 **
Transaction LimitationsNoNoNoYes***Yes***
Service Charge per Debit ItemNoNoNo$10.00***$10.00***
Images Available in StatementNoYesYesYesYes
Account Features & ServicesSenior Discount

Savings Accounts

Account NameSavings AccountHealth Savings
Earns Interest*Yes*Yes*
Interest is CompoundedQuarterlyMonthly
Minimum Amount to Open$100.00$100.00
Minimum Balance Requirement$100.00No
Service Charge$10.00 **No
Transaction LimitationsYes ***No
Service Charge per Debit Item$5.00 ***No
Images Available in StatementNoYes
Early Closing Fee$15.00No

Hear from Us

“Whether buying a new car or financing a recreational vehicle we have the personal loan tools to help you get it done.”

Joe C. – Consumer Loan Officer with 28 years of commitment to community banking