TXN Personal Accounts and Loans.
Your Life + TXN Bank = The Perfect Fit
Personal accounts and loans are all about finding the perfect fit. Whether you’re shopping for a home, purchasing a vehicle, or operating your agriculture business, TXN Bank has the financing options that work for you.
Personal loans:
At TXN Bank we’re ready to customize loans to your specific needs. From adding a beautiful addition to your home to planning a special vacation, if you can dream it, we can help make it a reality.
Mortgage loans:
Whether you are a first-time home-buyer looking for a mortgage, interested in building a new home, or a savvy investor purchasing a prime piece of real estate, we have the right loan for you. TXN Bank’s lending staff is experienced and ready to walk you through the process, one step at a time.
Student loans:
At TXN Bank, we are ready to guide you through all of life’s phases. If college is on the horizon for you or a student in your home, apply for a student loan today. TXN Bank, in partnership with College Ave Student Loans, can guide you through this process
Compare TXN Personal Bank Accounts.
Checking Accounts
| TXN Checking | TXN Pays | TXNvest | |
|---|---|---|---|
| Opening Deposit | $100 | $500 | $2,500 |
| Minimum Balance | N/A | $500 | $2,500 |
| Monthly Fee | $5 | $0 | $10 if below AMB |
| Account Details | Fee waived when primary turns 60 or w/direct deposit | eStatements required, fixed interest rate, no reward if below AMB | tiered interest rates based on monthly avg, forfeit interest if balance below $2,500 |
| Debit Card | x | x | x |
| TXN Protect (overdraft protection) | x | x | x |
| Interest Reward | n/a | 0.06% APY | x |
| Online Banking | x | x | x |
| E-Statement Required | x | ||
| Phone Banking | x | x | x |
Savings Account
| TXN Savings | |
|---|---|
| Opening Deposit | $100 |
| Minimum Balance | $100 |
| Monthly Fee | $5 if below AMB |
| Account Details | quarterly interest & statements |
| Debit Card | N/A |
| TXN Protect (overdraft protection) | N/A |
| Interest Reward | 0.05% APY |
| Online Banking | x |
| E-Statement Required | |
| Phone Banking | x |
Hear from Us
“Whether buying a new car or financing a recreational vehicle we have the personal loan tools to help you get it done.”
Joe C. – Consumer Loan Officer with 28 years of commitment to community banking