The TXN team.
Dedication + Experience = Your trusted team
Meet some of the team that is ready to take your finances into the future. We’re local, we’re experienced, and we’re dedicated to serving you or your business with integrity and expertise. Whether you’re looking for personal banking, business banking or financial planning, the TXN team is here.

Ronnie Miller
President and CEO
42 years after beginning his community banking career President and CEO Ronnie Miller continues to be an advocate for our industry. In addition to working for various community banks over his career, Ronnie has spent time representing community bankers as the Independent Bankers Association of Texas Chairman and is a member of the Bank CEO Network. Ronnie believes that community banks play a pivotal role in the growth and economic stability of our communities. In his time outside of the office, Ronnie is an active member of his local church and sits on the board of the local Economic Development Foundation.

Buddy Woolls
Executive Vice President & Chief Loan Officer
Buddy Woolls has devoted his life to community banking, but more notably community banking in the community that raised him. Buddy was born and raised in Medina County and has spent the last 38 years serving as a community banker. If you can’t find Buddy at the bank, he can generally be found at the local football game or helping with any number of civic organizations that he’s involved with. No matter if you are looking for an Agriculture loan or real-estate loan Buddy can provide the financing that best fits the needs of you and your business.

Breanne Granberg
Sr. Vice President & Chief Experience Officer
Breanne began her banking career in her hometown and over the last 19 years has had the opportunity to serve several Medina County communities as part of the community banking family. Breanne’s role as Chief Experience Officer, challenges her to understand what customers need from their financial institution and work to deliver on those expectations each day.

Leslie Monette
Vice President & Mortgage Lender- Hondo
Leslie started her career in banking in 1982 and has worked in numerous bank positions from teller, new accounts, bookkeeping, assistant branch manager, operations and loan officer. Leslie can be found dedicating time to her community through various civic organizations.

Holly Boyle
Vice President, Mortgage Lender & Operations Officer – Castroville
In her 25 years of community banking experience Holly Boyle has worked in all areas of the bank including new accounts, operations and now lending. Located in Castroville, one of Texas’ fastest growing areas, Holly specializes in making your dreams of a new home a reality as a TXN Bank Mortgage Loan Officer.

Aaron Padilla
Sr. Vice President & Commercial Lender – Castroville
Aaron began his banking career as a teller in his hometown of San Angelo, TX 17 years ago and discovered that being a teller is truly one of those positions that allows you to interact with customers, shareholders, and friends. The valuable experiences he learned in this first job allowed him to grow into his current position as a commercial lender. When he is not found at the bank, you might find Aaron volunteering with the local Chamber of Commerce or various other Medina County organizations.

Roland Luna
Vice President & Commercial Lender – Lytle
Roland prides himself on being a relationship banker and going above and beyond for his customers. For Roland, a successful banker means successful customers. 32 years of dedication to to helping customers achieve their objectives is what makes Roland an asset to the TXN Bank team.

Pam Fugate
Vice President & Mortgage Lender – La Coste
In her 30 years of banking experience Pam Fugate has worked in all areas of the bank including new accounts, operations and now lending. Located in the Lytle location, Pam specializes in making your dreams of a new home a reality as a TXN Bank Mortgage Loan Officer.

Suzanne Heiligman
Vice President & Operations Officer – La Coste
Suzanne Heiligman has 40 years of banking experience. She began her career in the Austin and San Antonio area before returning to her roots in Medina County in 1992. Suzanne has worked in numerous departments within the bank and prides herself on being a true community banker.
“I am glad to be part of our growing community and would love to continue serving your financial needs.”

Kathleen Montague
Vice President & Commercial Lender – Bandera
Kathleen began her banking career in 1988 with a focus on real estate and mortgage loans. Kathleen is a 7th generation Bandera County resident, rancher, and banker. Kathleen takes great pleasure in welcoming newcomers to the area as well as doing business with customers who banked with her family in the past. Kathleen is a member of the St. Stanislaus Catholic Church and serves on the board of the Frontier Times Museum.

Lott Whitwell
Vice President & Commercial Lender – Uvalde
Serving south Texas is a way of life for Lott. Having grown up in a South Texas ranching family, Lott understands the unique needs of both agricultural and commercial borrowers. Lott has dedicated 12 years as a community banker and spends time outside of the office on the ranch and volunteering with various civic organizations in and around Uvalde County.

Joseph Flores
Vice President, Loan Officer – Uvalde
Joseph began his banking career in Uvalde in 2004 and has worked in numerous areas of the bank including as a teller, in customer services, new accounts, loan processing and now lending. “As a loan officer I take pride in helping the customers in my community with all of their needs.”